You earn ₦50,000 — and before the week ends, it’s gone.
Sound familiar? You’re not alone.
One of the biggest silent wallet-killers? Data bundles.
Between streaming, social media, and work, Nigerians spend ₦5,000–₦15,000 monthly just to stay connected.
The Other Culprits Draining Your Wallet
Impulse Buying
That “₦2,000 isn’t too much” thought? It adds up — snacks, random online orders, and quick treats can swallow your money.
Eating Out Too Often
Lunch at ₦3,000/day = ₦15,000 in 5 days.
Home-cooked meals can cut that cost in half.
Transport Costs
Bolt rides, okada, keke, and fuel — especially with surge pricing — can drain ₦5,000–₦10,000 in just a few trips.
Airtime & Subscriptions
Music, movie platforms— they’re small individually but deadly together.
Unplanned Social Hangouts
Friends call, and you spend on food, drinks, and “just small” extras.
How to Stop the 5-Day Salary Disappearance
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Track every expense daily — even ₦100 counts.
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Budget for data and stick to it.
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Cook at home for most meals.
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Set transport limits and combine trips where possible.
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Delay impulse buys for 48 hours to see if you still want them.
Final Word from PayCredit
Money doesn’t vanish by magic — it disappears in small, untracked amounts.
Control the small leaks, and your ₦50K will last longer than 5 days.
