If you’ve ever shopped in a Nigerian market, you know one golden rule: the first price is never the last price. Bargaining is part of the culture — but many people feel awkward about it, fearing they’ll look “stingy” or disrespectful.
The good news? Negotiating can save you money and build better relationships with traders — if done smartly.
Here’s how:
Greet & Smile First
In Nigerian markets, respect goes a long way. A simple “Good afternoon, Madam” or “How market?” creates warmth before you even mention price. Traders are more likely to give discounts to polite customers.
Do Your Homework
Have a rough idea of the item’s real price. Ask around or check online before heading to the market. This way, you’ll know when a trader’s price is inflated — and you’ll bargain with confidence.
Don’t Start Too Low
If an item is ₦10,000, don’t slash it down to ₦2,000 — it comes off as disrespectful. Instead, counter with a reasonable amount, like ₦7,000, and work your way up.
Use the “Walk Away” Trick
Sometimes the best bargaining tool is silence and movement. If the price is still too high, thank them politely and walk away. Nine times out of ten, the trader will call you back with a better offer.
Buy More, Save More
Bundling works. If you need tomatoes, onions, and peppers, buy from the same seller. They’ll likely give you a discount for being a “good customer.”
Be Respectful
Remember: bargaining is a two-way street. Traders are trying to make a living, just like you’re trying to save money. Be firm, but avoid insults or mockery.
Final Word from PayCredit
Negotiating isn’t about being “stingy.” It’s about being money-smart. With the right approach, you’ll save cash, get fair deals, and still leave the market with a smile.
At PayCredit, we believe every naira counts — and managing money wisely is the first step to financial wellness.
