At PayCredit, we believe financial support should come with convenience and peace of mind. That’s why we’ve designed flexible repayment options that make it easier for salary earners and business owners to stay on track with their payments — no stress, no hidden charges.
Why Flexibility Matters
Every borrower’s financial situation is different. Some prefer to clear their loan in one go, while others need smaller, more manageable payments over time. PayCredit gives you the freedom to choose how you repay — based on what works best for you.
Our Repayment Options
1. Part or Weekly Payment
Ideal for business owners or anyone with regular cash inflow.
Pay small portions of your loan weekly or periodically to reduce pressure and keep your balance manageable.
Benefits:
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Light weekly repayments
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Reduced financial stress
2. Full Payment
Perfect for salary earners who prefer to clear their debt in one payment.
Make a single repayment at the end of your loan term and enjoy quick loan clearance.
Benefits:
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One-time payment convenience
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No extended commitments
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Immediate eligibility for another loan
3. Rollover Loan (Interest-Only Payment)
Need more time before completing repayment? No problem.
With PayCredit’s rollover option, you can pay only the interest for your current loan and extend your repayment into a new loan tenor — giving you extra flexibility when cash flow is tight.
Benefits:
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Avoid default or penalties
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Extended repayment timeline
Designed for Real People
Whether you’re a salary earner looking for a short-term boost before payday or a business owner balancing seasonal cash flow, PayCredit gives you room to breathe — without compromising your credit health.
We focus on:
Flexible repayment terms
Transparent fees and communication
Fast approvals
Ongoing customer support
How to Get Started
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Visit www.paycreditng.com or download the PayCredit App.
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Apply for a loan that fits your needs.
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Receive your funds
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Choose your preferred repayment option when you want to repay— Full payment, or rollover.
Final Word
At PayCredit, repayment is simple, flexible, and tailored to your reality. We’re not just a lender — we’re your financial partner, helping you meet your goals one smart payment at a time.
PayCredit — empowering you to borrow confidently and repay conveniently.
