At PayCredit, we understand that your income schedule doesn’t always align with traditional repayment demands. That’s why we offer flexible repayment terms — even on short-term loans like 30 days.
What Does “Flexible Repayment” Mean?
It means you don’t have to repay your full loan in one lump sum at the end of the month.
With PayCredit, you can split your repayment into smaller, stress-free installments by customizing it to suit your cash flow.
Real-Life Example:
Ada borrows ₦50,000 from PayCredit to restock her mini-store.
She chooses a 30-day loan term, but instead of paying the full amount at once, she selects a weekly repayment plan:
Ada’s 30-Day Flexible Repayment:
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Week 1: ₦13,000
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Week 2: ₦13,000
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Week 3: ₦13,000
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Week 4: ₦13,000 (includes interest)
By splitting her ₦50,000 loan into manageable weekly payments, Ada is able to:
✅ Maintain her stock
✅ Manage her income with ease
✅ Repay on time without financial strain
Why Flexible Terms Matter
Most people struggle with repayments not because they can't pay — but because they're forced to pay everything at once. PayCredit’s gives you access to flexible structure:
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Breathing space
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Better cash flow management
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Zero surprises or hidden stress
How It Works:
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Apply for a ₦50,000 loan via our app or website
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Choose the 30-day term or more
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Select a repayment plan that matches your income
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Get approved and stay in control of your money
Final Word:
A ₦50,000 loan doesn't have to mean ₦50,000 pressure at once.
With PayCredit, you borrow smart — and repay smarter.
It’s credit that works with you, not against you.
Ready for a loan with flexible repayment? Apply now and choose the plan that fits you.
