Our website (paycredit.ng), portal and our app (which we collectively refer to as our “online resources” in this Cookie Policy) use cookies and similar tracking technologies, such as pixels, plugins, scripts and tags (which we collectively refer to as “cookies” in this Cookie Policy). We use cookies for many reasons, for example, to distinguish you from other users. This helps us to provide you with a good experience when you browse our online resources and also allows us to improve our online resources.
This Cookie Policy describes:
What are cookies?
A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer, smart phone, tablet or other electronic device if you agree. Cookies contain information that is transferred to your device’s hard drive and some cookies may collect personal data about you. You can find more general information about cookies at: www.aboutcookies.org or www.allaboutcookies.org.
Our use of cookies
We use the following cookies:
Strictly necessary cookies: These are cookies strictly necessary for the performance of our online resources, for example cookies that enable you to log into secure areas of our website, and apply for a loan.
Functionality cookies: Also known as preferences cookies. These are used to recognise you when you return to one of our online resources. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
Statistics cookies: Also known as performance cookies. These cookies allow us to recognise and count the number of visitors and see how visitors move around our online resources when they are using them. These cookies’ sole purpose are to improve website functions, for example, by ensuring that users are finding what they are looking for easily. This includes cookies from third-party analytics services.
Targeting cookies: Also known as advertising cookies. These cookies record your visit to our online resources, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose so that when you are on another website, you may be shown advertising based on your browsing patterns on our website, such as:
Google Analytics
Google Analytics allows us to measure Google Search usage and to analyse and optimise website landing pages and our visibility on search engines. It is also used to improve advertising by showing you the most relevant advertising content based on your interactions with our website.
Data Retention Period: a minimum of 25 months
How to manage cookies
You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block cookies (including essential cookies) you may not be able to access all or parts of our website. The following links may be useful:
If you use different devices, make sure you configure the settings of the corresponding browser according to your preferences.
Privacy
We are committed to using cookies fairly and in accordance with applicable privacy rights. Check out the Privacy policy here.
Further information
If you have any queries relating to this Cookie Policy please email support@paycredit.ng with “Cookie Policy” in the subject line.
Changes to this Cookie Policy
If this Cookie Policy changes, the revised policy will include a new effective date and will be posted on this page. Please check back regularly to keep informed of updates.
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